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Terms and Conditions

Effective Date: April 27, 2014

This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

General
This service is being offered by Coast to Coast Financial Services, Inc. ("Coast to Coast"). Please read the following terms and conditions of use carefully. By using this service, or permitting any other person or other entity to use this service on your behalf, you acknowledge that you have read these terms and conditions and that you accept and will be bound by the terms thereof, as they may be modified by us from time to time, as posted on this web site. When such a modification is made, we will post a revised version of the terms and conditions on this web site. Changes will be effective when they are posted. We are not required to provide you with notification that any such change has been made. It is your responsibility to review these terms and conditions from time to time to be aware of any such change. Your continued use of the service will indicate your agreement to any such change. We reserve the right to add to, remove, change or terminate access to any of the content or functions of the service without giving specific notice to you. If you do not agree to the terms and conditions, you may not use this service. Access to this service is restricted to authorized users who have accepted these terms and conditions. Access or attempted access by unauthorized individuals may be subject to prosecution. Any use of the service is at the sole risk of the user.

Throughout this Terms and Conditions, the words "we," "us," and "our" mean Coast to Coast. The words "you," "your," and "yours" mean all persons responsible for complying with these Terms and Conditions, including the person who is utilizing or permitting any other person to utilize this service.

Payment
This online payment processing is designed for single transactions. If you desire to set up multiple transactions please contact us at (877) 270-2237 Monday through Friday from 8am to 5pm, Pacific time to discuss available options.

Convenience Fee
A fee may apply if you choose to use this service to make a payment online and the fee amount will be displayed as "$5 Fee." You will not incur a fee if you mail a payment to the address listed in the correspondence you received from Coast to Coast. You can also call us to obtain other payment options.

Automatic Telephone Dialing
By accepting these terms and conditions you agree and expressly consent to being contacted by Coast to Coast through the use of an automatic telephone dialing system to receive autodialed, prerecorded calls and text messages to any applicable wireless telephone number.

Telephone Monitoring and Recording
We may listen to and record your telephone calls with us. By accepting these terms and conditions you agree that we monitor and record telephone conversations whether you or we initiate the telephone call.

Errors and Unauthorized Transactions
Tell us immediately if you believe that an unauthorized transaction has been or may be conducted to or from one of your accounts without your permission. Telephoning is the best way to minimize possible losses. You can:

  • Call: (877) 270-2237 Monday through Friday from 8am to 5pm, Pacific time; or
  • Write to:
    Coast to Coast Financial Solutions, Inc.
    P.O. Box 2086
    Thousand Oaks, CA 91358

WE ARE REQUIRED TO NOTIFY YOU OF THE FOLLOWING RIGHTS. THIS LIST DOES NOT CONTAIN A COMPLETE LIST OF THE RIGHTS CONSUMERS HAVE UNDER STATE AND FEDERAL LAWS.

CALIFORNIA RESIDENTS:
"The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practice Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They must not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov."

COLORADO RESIDENTS:
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COLORADOATTORNEYGENERAL.GOV/CA.

Our local address: 3025 South Parker Road #711, Aurora, CO 80014 and phone# 303-309-3839

MAINE RESIDENTS:
Maine residents may contact our office by telephone at the number and office hours stated above.

MINNESOTA RESIDENTS:
This Collection Agency is licensed by the Minnesota Department of Commerce.

NEVADA RESIDENTS:
MEDICAL ACCOUNTS ONLY: Payment of this debt, or an agreement to pay this debt, may be construed as (1) an acknowledgement that you owe the debt, or (2) as a waiver of any applicable statute of limitations set forth in Nevada Revised Statute 11.190 that otherwise precludes the collection of the debt. If you do not understand, or you have questions concerning your legal rights or obligations relating to this debt, you should seek legal advice.

NEW YORK CITY RESIDENTS:
New York License No.: 126-5160

TENNESSEE RESIDENTS:
This collection agency is licensed by the Collection Service Board, State Department of Commerce and Insurance.

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